Flexible Van Finance,

Built Around You

Low Rate Van Finance from 9.9% APR

Apply Now

Flexible Van Finance,

Built Around You

Low Rate Van Finance from 9.9% APR

Apply Now

We Put You In Control!

We offer a range of traditional van finance products, including Hire Purchase, Lease Purchase, Personal Contract Purchase, and Personal Loans.


Whether you're an individual or a business, financing your next van could be the perfect solution. With our financing option, you could even afford to get a newer or better-quality vehicle. 


At Van Loans R Us, we put you in control! You choose the van, the dealer, and the payment plan to suit your needs.


We aim to make the financing process as simple and stress-free as possible. We understand that getting finance can be a concern. Still, we encourage our customers to get their finance in place before looking for vehicles to avoid disappointment or being swayed into a vehicle that stretches their budget too far.

How It Works?

Apply Online

Complete the online application form. We will send your application to the relevant lender(s) to ensure you get the best deal possible.

Get Your Budget

Once we have an acceptance in place we will let you know the criteria, including your budget.

Choose Your Van

Now for the fun part! You can choose your van from any reputable dealer. Simply let us know the dealer and van details.

Collect Your Vehicle

Once the paperwork has been signed we will arrange payment to the dealer so all that is left to do is collect your new van.

Our Hire Purchase and Lease Purchase monthly payment calculator lets you see an estimate of how much you’ll pay based on the amount you want to borrow, the amount of deposit you would like to put down (if any) and an estimate of your credit rating.

FAQs

  • What is van finance, and how does it work?

    Van finance is a way to spread the cost of purchasing a van over a set period, through monthly payments. You can choose from various financing options, such as Hire Purchase (HP), Personal Contract Purchase (PCP), Lease Purchase (LP), or Personal Loan. Once approved, you'll agree to specific terms, including the loan duration, interest rate, and any deposit required. 

  • Can I finance a van with bad credit?

    Yes, it is possible to secure van finance if you have bad credit. Many lenders specialise in providing finance to those with less-than-perfect credit history. You may need to provide a larger deposit or accept higher interest rates.

  • How much deposit do I need for van finance?

    The required deposit can vary depending on the lender and finance type. Typically, it's between 10% and 20% of the van's price, but some deals may require no deposit. 

  • Am I eligible for van finance?

    You generally have to be over 18 to get vehicle finance and have an income, however, each lender has different criteria. As a finance broker at Motor Loans R Us, we work with various lenders. Here’s a general list of what our lenders accept.

  • What documents do I need to apply for van finance?

    You'll need:

  • How much does van finance cost?

    The cost of van finance depends on factors like the van's price, loan term, interest rate, and your credit score. Use our online calculator to estimate your monthly payments. 

  • Will I own the van at the end of the agreement?

    It depends on the finance type: 

  • Can I end my van finance agreement early?

    Yes, you can typically end your van finance agreement early, but there may be fees or early settlement charges. Check the terms of your agreement for details. 

  • What happens if I miss a payment on my van finance?

    Missing a payment can affect your credit score and lead to additional charges. Contact your lender as soon as possible to discuss repayment options. 

  • Is van finance available for new and used vans?

    Yes, van finance is available for both new and used vans. Some lenders may have specific requirements for the age and mileage of used vans. 

Still have a question?

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